Individual Dental Insurance Policies

23 yr old male, good health medical, dental, and vision plans? Thanks! Individual Dental Insurance Plan

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I am thinking about getting braces (preferably Invisalign) and I don't have any insurance at all. I've been doing research and haven't found anything reasonable. I am looking for a good dental or orthodontic insurance plan that will cover or give a good discount on braces and/or dental work. Any information that you can give me will be helpful. Thanks!!! Individual Dental Insurance Plan

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My 11yr old is a neutered male and has teeth problems. He never lost all of his baby teeth. The Vet wanted to pull the 5-6 teeth at $170 a piece. I know it's really important to keep their teeth clean...so, I need pet insurance on him. My 7yr old was a neglected dog when I adopted her 6 yrs ago. She's very hyper and panics alot. She has had seizures. The vet I saw before prescribed her some valium for her seizures. That helped alot. My 4yr olad gets sick in the car, so the past vet RX'd acepromazine and that worked well. I've been looking for a new vet because this one is SOO expensive, but, when i call around to the different vets and tell them about the dogs and that two are on meds, I've had one say "well, we don't give out meds to dogs unless we develop a personal relationship with them"....what if the dog is diabetic? Do they have to wait to get to bond before the dog gets his medication? Is this normal and where should I look or pet insurance for older dogs that include dental.? Thank you~ Individual Dental Insurance Plan

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I am having problems with some of my teeth. My overall teeth are pretty good. I have a cavity in one of my back teeth because my wisedom teeth came on and pushed that tooth forward making it hard to brush. It is very expenisve to go to a dentist. All dental plans I have seen either have waiting periods for major things or I can get coverage until october. What should I do. Do cavities spread? I tried to apply for care credit but it declined me. Individual Dental Insurance Plan

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I am willing to travel if needed. I live in Texas (Houston area) but have such incredibly bad teeth I am willing to go wherever I need to. I am only in my 20's but have always had bad teeth. Now I have an absess and 3 others hurting me so bad I can barely function. I have no insurance, very little money and also have a problem with my mouth numbing with the needles the give. So, I will need to be sedated. Please...If you have any suggestions I am so grately appreciative. God Bless and Thank you! Individual Dental Insurance Plan

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I am moving to oklahoma from minnesota, in december. Does anyone know what kind of health/dental plans they have? and anything for low income families? And where I could go to find out. thank you! Individual Dental Insurance Plan

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I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings Individual Dental Insurance Plan

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I need to know what insurance i can get if i dont have insurance since mined expired does anybody know about ameriplan service. Individual Dental Insurance Plan

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I am interested in a job and I am going to call the HR Director tomorrow to discuss employee benefits. What should I ask about (even if I don't think they offer it)? I just want to make sure all my bases are covered. Here's what I'm thinking: 1) Holidays paid off? Which ones? 2) Vacation - how many days? How are they accrued? 3) Health Insurance - HMO vs. PPO? Monthly deduction? How much? *Waiting period (i.e. 30, 60, 90 days). 4) Dental Insurance - HMO vs. PPO? Monthly deduction? How much? 5) Vision Insurance? 6) Short Term Disability? 7) Long Term Disability? 8) Life Insurance? 9) Any Profit sharing? or 401K? 10) Personal Days and/or Sick Days? Any thing else that I'm not thinking of??? Individual Dental Insurance Plan

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Your Open QuestionShow me another » What are typical Employee benefits? I am interested in a job and I am going to call the HR Director tomorrow to discuss employee benefits. What should I ask about (even if I don't think they offer it)? I just want to make sure all my bases are covered. Here's what I'm thinking: 1) Holidays paid off? Which ones? 2) Vacation - how many days? How are they accrued? 3) Health Insurance - HMO vs. PPO? Monthly deduction? How much? *Waiting period (i.e. 30, 60, 90 days). 4) Dental Insurance - HMO vs. PPO? Monthly deduction? How much? 5) Vision Insurance? 6) Short Term Disability? 7) Long Term Disability? 8) Life Insurance? 9) Any Profit sharing? or 401K? 10) Personal Days and/or Sick Days? Any thing else that I'm not thinking of??? For Clarity, I have been talking with the Hiring Manager for over 2 months now and he loves me. They are ready for me to start tomorrow and are just awaiting my response, so I want to get these last details together to make sure its a great fit all around. Individual Dental Insurance Plan

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I started a new job that has medical benefits, but I am still covered by my mother's insurance. What are the chances that her insurance will find out that I'm no longer a full-time student and perhaps cut me off? I graduated 7 months ago, but nothing has change with the insurance. I just want to stay with her insurance b/c of dental but I want to make sure I am not going to miss up on an opportunity and end up not being covered at all. Thanks. Individual Dental Insurance Plan

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I have Gentle Dental and I was wondering how much Teeth Whitening is... I know my insurance won't cover it. Just wondering Regarding the Peroxide - I have a crazy gag reflex...anything that tastes bad or has a weird texture I'll puke so I'm affraid that might happen depending on how it tastes...plus how safe is it? Once my sister and I did crest white stripes but they sucked so bad you had to dry your teeth to put them on...couldn't do it..mouths have saliva in them lol and also my sister experienced sensitivity so I'm a little wairy. Nope, not from Singapore. I've been thinking about whitening toothpaste but were back at the gag reflex with the way it tastes...I ONLY use crest mint flavored toothpaste and I still gag. Thank you all though I appreciate it. I think I may just do the toothpaste and maybe look into a different kind of whitening option...similar to the strips but not. Individual Dental Insurance Plan

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I want to take out a small loan. 1) to build credit 2) my dental insurance is maxed out and I need to get fillings well filled. But my mom doesn't have a steady income and I kinda don't talk to my dad much, I love him and stuff but it's just always been a gap between us. Could another adult do it? Maybe my step dad? Or like my best friend's mother? I really need the money to get it fixed. Actually I have no credit. I haven't taken a loan out before I only have a debit card, no credit cards and I'm only 18. Individual Dental Insurance Plan

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I have lived in Mrain County for about 2 years now. I have ad Separation Anxiety most of my life to the point where I depend on the emotional support of my parents. It prevents me from interacting with people, leaving my house, emotionally scare my past boyfriend from leaving me. I do not seek any medical treatment of any kind. I have basic, government funded insurance. Just check-ups and dental. Does anyone know where I can go for help? A clinic? A specific clinic in Marin County that serves those with Separation Anxiety? What type of insurance is best for me? ANY information will help. Thank you for reading this Individual Dental Insurance Plan

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I get benefits in about 4 more months from my company but, I have an abscess tooth that is getting to the point to where its making my gums swell up slightly, I know i need to go to the dentist and have it pulled but i have some questions first! I know they won't pull it without clearing the infection up by giving me antibiotics, how would i get a prescription for that? Do i just go down there and ask the dentist? Would that cost me any money rather than the prescription itself? And how much does it generally cost to get a tooth pulled without insurance??? Thanks i just want to get the whole damn thing extracted..i dont need it so i dont want a root canal. I understand the effects of an abscessed tooth. Individual Dental Insurance Plan

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I'm having problems with my teeth and they're causing me a good deal of pain. However right now I neither have dental insurance or any kind nor do I have the money to pay for any kind of treatment. Does anybody know of a free clinic or highly discounted clinic in or around Manatee County Florida? Individual Dental Insurance Plan

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Since McCain can't seem to tell me anything other than "Obama is a big poopy head" maybe you could tell me why I should vote for him. Please note that in the last 8 years, my husband was unemployed for 1 of those 8 years and during his unemployment we ended up having to try and live on $40K a year with a mortgage. It's by sheer luck and savings that we kept our house. We both work 60+ hours a week. Prices are going up and our wages are staying the same. More and more it's becoming difficult to stay above water week to week. I have friends who have lost their jobs because companies are moving all their jobs overseas (it's cheaper). The property value on our house is plummeting. Our investments are slowly dwindling because the economy sucks so bad. My parents' small business of 36 years has come closer to closing its doors these last four years than any other in its history. We've had to downsize and 20 people lost their jobs as a result. I am currently paying over $700 a month for health and dental insurance for myself and my husband - thank gods we don't have children. Now mind you I'm socially liberal - to a point, but I'm also a fiscal conservative. I'm not a big fan of welfare at all. I'm just seeing that things are broken and they need to be fixed. I am NOT better off now than I was 10 years ago and I'm voting for MY best interests - not the rich people's best interests. Now tell me - why should I vote for McCain? (Oh and please provide facts, sources, and logic - not just campaign slogans or insults to the other guy - I have already heard, "Obama is a big poopy head!".) And no people - I am NOT looking for a handout. I see one Republican idiot didn't even bother to read my question. What I'm looking for is a candidate who actually has a plan to improve our economy, create jobs, etc.... Don't be stupid. Oh come on. This is just proving to me the Republicans have NO PLATFORM to run on. Bush used his presidency as a money grab for the big corporations and big oil, and the Republicans are only out to make themselves rich. WTF. You can't honestly tell me that they have NO platform to run on.... or that their faithful followers have NO CLUE who or what they're voting for... because that's what it's looking like. Hmmm. I'm swinging more toward the Obama side with each Republican answer. Chiefy - thank you for a thoughtful answer. You make a good point. The point of my post wasn't to whine about what I'm living off of. My point was to say the economy sucks and if it keeps going like it is - we're all going to be living in a crap-hole. You do have a point - the president isn't as big of a deal - but don't forget that (s)he has veto power and can hold stuff up FOREVER to where nothing gets accomplished either. Individual Dental Insurance Plan

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Hi, I had recently signed up through my work to enroll in a vision plan. I already have a dental plan through the same company. After the enrollment process, I was mailed a new insurance card, but it says Dental Identification Card on it. I asked my boss about this, and he told me that the card can be used for dental and vision exams. I did a little searching, and saw something about combined insurance cards/plans. So, my question is would I be able to use the card I got (that says Dental Identification Card) for vision exams? BTW, my insurance provider is United Health Care. Individual Dental Insurance Plan

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How much does it cost to get wisdom teeth removed? I have medical insurance, but no dental insurance! Individual Dental Insurance Plan

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When i was little i couldn't drink milk without getting sick... not the case anymore although i rarely have some and it's only a small portion with my cereal... so my teeth are cracked really bad (no holes or broken gross black pieces) just cracked. is there anything i can do to make my teeth "heal" or are they pretty much just stuck like that? also i have needed teeth pulled and braces for a long time (my lower jaw is too small for all of my teeth) how much are braces and how long do you have to keep them on for? (it really sucks but i have no insurance) do most dentists work out payment plans or even work on People with no insurance? also probably really expensive but has anyone heard anything about the laser whitening? does it work and how much does it cost? any info is helpful thanks to all in advance!! Individual Dental Insurance Plan

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I'm a college student who just recently got dental insurance, and I need braces. What steps would I have to go through to get them. Should I contact the orthodontist first, or go to a random dentist or what? Thanks in advance! Individual Dental Insurance Plan

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Hi, I posted a question yesterday about my dental pain. I have been having severe pain in my teeth (one of the front few) since Wednesday. Touching or any contact hurts like hell and it keeps hurting even when there is no activity on that teeth. I managed to meet a dentist on Friday morning and he took an xray and let me know that the infection was at the tip of the root. The teeth is not decayed and I have never had any dental problems till date. He gave me antibiotics (amoxycillin) and pain killers. I have taken 5 dosages of the antibiotics now and the pain hasnt reduced. There also seems to be some kind of a swelling in the gum below the teeth and the teeth appears to have moved off from the gum. What should I do if the pain and infection does not reduce by Monday? Should I go to another dentist? I dont have a dental insurance so can you tell me how much this procedure will cost? Can i have my teeth extracted? When do the antibiotics normally take effect? Please please please advice! I am in severe pain... Individual Dental Insurance Plan

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I need major dental work done and am 34 weeks pregnant. I went a couple weeks ago for a cleaning and to see what all needs done. I have 4 appointments booked...2 before the baby and 2 within the 6 weeks after (I won't have have insurance after that). I know at least one tooth needs pulled, which they're doing after the baby comes, and I am afraid to even know what else exactly. None of it was an emergency until yesterday morning and I started having a horrendous toothache. It hurts so bad I don't even know which tooth it is or if it's on the top or bottom...the pain is so much. What can they do (or not do) to help? There is no way I can deal with this pain another 6 weeks! Tylonol doesn't do much and orajel is a joke lol. I am going to call first thing Monday morning to see if they can squeeze me in for an emergency appt. but am scared I will be told to just deal with it. Ugh...anyone know what they might be able to do? Individual Dental Insurance Plan

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can any one please explain me how does a medical insurance claim process works in US... am here on work permit..and i basically pay a plan offered by my employer and the coverage looks ok but it doesnt include eye vision and dental.... so, what does the term "co-pay" mean and how it works... if i want to go just for a checkup..how it works... Individual Dental Insurance Plan

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So my whole family's dental health is pretty good, my mom never gets cavities, and I've only gotten one when I was 5. I brush 2 times a day for more than 2 minutes, and floss every night. I also rinse my mouth after meals. I went to the dentist today morning, and I found out that I had 3 cavities! I was surprised because I always brush and I don't know how it happened. Anyways, after I got home, my mom started FREAKING OUT, I mean, really freaking out. She yelled at me, and told me I had to brush my teeth for 5 minutes after every meal and snack. She also yelled that by the time I'm 20 I won't have any teeth left, and will have to wear dentures. I'm sure it's not that extreme. My mom said that she can't afford to be paying hundreds of dollars every year on my teeth, and said that I had to pay for it from my own savings. I was extremely upset at this because I earned almost all of my money myself.I used to deliver newspapers 2 times a week, and now I babysit for my mom's friends and my relatives and stuff. The only free money I got was 20 dollars from my grandma on my birthday once. That means that almost all of my money will be gone, so all my hard work will be gone. I know that it's sortive my fault I got so many cavities, but what really bothers me is that I think that insurance should take care of this sort of thing, but I'm not sure. I haven't talked to my mom since because I'm scared she's going to get mad and yell again. I really don't think it's fair that I should have to pay for it myself with my money, but I guess it's my problem... i'm really confused... More than 2 minutes each time I mean Individual Dental Insurance Plan

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Does anyone else out there with Scoliosis have an Asymmetric Jaw? Has anyone had successful Maxifacial Surgery? It has always been an esthetic issue with me but developed into painful TMJ. When I try to get help it is considered a dental issue and my health insurance will not cover it, the dentist wants to use expensive bite plates, but it's obvious to me that my jaw is malformed. The dentists will say "oh, you don't want surgery". I would be interested in hearing from anyone who has had Maxifacial surgery and any referrals near Albany, NY or Myrtle Beach, SC. And I would love to know if there is anyone else out there who also thinks it's related to their Scoliosis. I would like to know if their health insurance covered jaw surgery too. Thanks. Individual Dental Insurance Plan

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So about a month or two ago my teeth started getting worse than normal. I maxed out on my dental insurance until December. And I have 3 cavities I can see them on my front teeth. I don't want them to get any bigger at all. And I'm brushing 2-3 times a day. Now I floss as of a couple weeks ago I started too. Also I rinse with some like off brand of mouthwash and my dentist also gave me a prescription for Prevident that I'm not sure if either 1)It just doesn't work or 2) I'm not using it right. I put a strip of it on my tooth brush from the top of it to the bottom of the head and brush for about a minute or two then spit out the rest and I don't eat or rinse for a half an hour. But I do keep spitting after I spit out the extra? Because I know I'm not suppose to swallow it. It's like the more I try the worse they get it seems... I have so many problems with not just my cavities but pretty much my whole mouth. What would happen if I waited 3 months to get it filled? If my front teeth get any worse I'll die and rip them all out and get dentures.. If there's any tip on how much of the Prevident I should use or anything I can do to repair the small cavity please let me know! Thank you. Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, But ,Why is she still here? My name is the only name on this house even though we were married. her name is the only name on her house before we got married. Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, She owns the security company and made me the manger-can she do anything to me? I do the work she doesn't. She only does admin stuff. But i don't need her to do any admin stuff now. But ,Why is she still living here when she has another house she can go to? Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, But ,Why is she still here? Individual Dental Insurance Plan

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Hello..I live in the state of florida..Pinellas county..I have been divorced for 8yrs now..When we went to court the first time around i was ordered to pay child support..Was never a problem for me to do.Love my child..5yrs later we got back together and never got married.I pay all health and dental insurance for our child..We Never stoped the support from being taken out..Just deposited into account..Now we are split again for good and get along pretty well..She was making 17$ an hr til Oct 2007 When she was arrested on Felony charges for perscription fraud..Now she cant find a job making near that..So we agreed to joint custody week on week off.Give back every sunday..do i need to pay child support to her when we go back to court or will it be null and void..She agreed to it now changed her mind again so now we have to go to court..I just want to be fair to me and her..She also moved alittle bit away and my child still goes to school in my district..What are my options and will i still have to pay even when she got in trouble and lost her income level..Will i have to make up for it? Individual Dental Insurance Plan

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I am 23 and I am getting ready for dental school interviews. :) I am flying to arizona, penn, ny, florida and many more. basically all around the states. I need an advice on getting car rentals for affordable price. I went to all the websites and found where has the cheapest rates. However, I would suspect there can be hidden charges and many websites do not disclose age penalty. It totally sucks... And about insurance, I have my own car insurance, do I still have to get the other car insured? Or is there any way I can put something on my insurance to have them cover the rented car? It sucks to be 23!! Please help! Individual Dental Insurance Plan

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Ok, I'm really hoping someone can help me with this one. To start, I haven't been to a dentist since I was like 18 and i'm 25 now. I've been through multiple pregnancy's which as you know affects your teeth tremendously b/c it takes out calcium. I can hardly eat most foods b/c I'm mostly in pain everyday and also scared of my teeth chipping more or worse falling out. I haven't been since 18 b/c that's when my insurance stopped. This is really affecting my everyday life and I'm afraid for my health b/c bad teeth can cause heart attacks and stroke. And not to mention is doing a number on my self esteem, I'm scared to smile. I'm pretty sure that i'll just have to get all of them extracted and get dentures, but when I look into it, the prices are way out of my budget. Does anybody know what I can do? And also it's not that I don't want to spend the money, I don't have much money to spend Individual Dental Insurance Plan

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Does anybody know the appropriate place and person to send a letter or petition concerning Medicare reform? I have a petition signed by a lot of people who feel that Medicare should cover dental work. People on Medicare are retired elderly people or people with a disability who cannot work. Dentists will not work on your teeth unless you pay for the work when it is done. Nobody I know (myself included) on Medicare has $4,000 at the ready for a crown. I currently need in excess of $8,000 worth of dental work done and my dentist will not do anything about it because I cannot pay him up front and he will not let me make monthly payments. It's not that I do not take care of my teeth. I had great teeth until I became disabled and had to start taking several medications which cause dry mouth, which causes decay (at a rapid pace) I am only 47 yrs. old and now I am going to have to sit here while my teeth rot out of my head because I have no dental insurance and cannot afford it.....I cannot afford to have my teeth fixed....even the dental school wants payment when services are rendered and while they are 40% cheaper, I don't have 40% of $8,000 anymore than I have the $8,000. To whose attention do I bring this and send this petition? Individual Dental Insurance Plan

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Is there a way to get dental work done using medical insurance instead of dental insurance? My employer offers dental coverage AFTER a 12 month waiting period. I have been to a dentist a few months ago and he is concerned about a lesion I have on my gums behind my two bottom teeth. He recommended a periodontist, but I don't have dental insurance and that is a dental specialist. My primary care doctors suggested seeing an ENT... Does anyone know any other route I could take? Perhaps an oral surgeon? I am worried that I may lose my teeth if I don't take care of this soon! :0( Individual Dental Insurance Plan

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I think it's a cavity. I haven't really had the best brushing habits but like a month or so ago I got this nice wake up call about my teeth(Fillings and such were falling out) and I think I have a small cavity on my bottom tooth it's kind of in between though and then there's that small brown spot I noticed today. i should call the dentist but my dental insurance for this year ran out! Will it get any bigger? How can I make it so it won't? I especially worry about my front teeth that people can see. It's rather sensitive, actually 2 of my front top teeth are both sensitive bu there only seems to be maybe 2 cavities on one of them? It seems the more I try to make my teeth healthier the worse they get. Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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hi. im trying to find a dentist who accepts pmi(dental insurance). is there any way for me to find out if certain dentists, accepts that insurance? Individual Dental Insurance Plan

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through the dental program with florida healthy kids (kid care) is braces covered? Individual Dental Insurance Plan

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can any one please explain me how does a medical insurance claim process works in US... am here on work permit..and i basically pay a plan offered by my employer and the coverage looks ok but it doesnt include eye vision and dental.... so, what does the term "co-pay" mean and how it works... if i want to go just for a checkup..how it works... Individual Dental Insurance Plan

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I NEED BRACES !! and my insurance doesn't cover it !!! You know any plans that will cover this coast.. or cover at least half !!??? Individual Dental Insurance Plan

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My bf, 30, and I, 29, are looking for place to live together. I am afraid that the biggest problem will be our different view of spending money. His after tax income is about $3400 per month, mine is $1800. When I do shopping I want to save money, by using coupons or getting stuff on sale. But he doesn't like stuff on sale. He often says he has expensive taste and always get organic food, like $4.50 for half a galon of milk, $2 for one serving of yogurt. One time grocery shopping for the weekend can easily cost $100. Also, one time he bought some movie tickets but one friend didn't show up at the theater, he didn't bother to return the ticket to the box office. His health insurance doesn't have dental plan so he's spent about $10K on his teeth problems this past year, but he didn't bother to get a dental plan-the premium can't be 1K/month, right? Things like that make me think that he doesn't want to think about future. So, what's the best way to handle financial or spending when bf/gf live together? Or we shouldn't live together at all? Individual Dental Insurance Plan

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I have horrible teeth and am finally seeing a dentist, after several years of no insurance.... I met somebody once, who worked for a dental group, who gave me a frightening statistic: that "250,000 people die every year undergoing dental procedures". Is that acurate? Im really concerned. Ive got tons and tons of dental damage, and i have heart problems, that i take medication for. Should i be concerned about dying while having my dental work done???!!! Individual Dental Insurance Plan

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ok, i really want to get my braces on but we dont have insurance and they cost 4200 but we have to put down 900 first then 142 a month... so does anyone have a free dental insurance link that they can send me?? i will give 10 points!!!!!! Individual Dental Insurance Plan

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Two teeth in my mouth have cracked over the last year and I am without dental insurance. I need to have alot of work done, however i am also a college student with many expenses, I have heard of people dying because of an infected tooth, the pain can be very severe and at times I do feel tired when i shouldnt or shooting pains in my temples.I have always had minor aches and pains, but could my life be in danger because of the teeth? Please. Individual Dental Insurance Plan

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Like I said I'm 23, my husband is 26. We've been married for almost 2.5 years; we have a nice home (with a mortgage of course). I graduated with a Bachelor's degree in May and my husband just started community college full time, his LPN degree should take 2 years. I have a fulltime very flexible good paying job and my husband has a decent part-time (32 hrs) job that has insanely good benefits, zero deductible insurance, dental, vision, life insurance...etc. So we wouldn't have to pay basically anything for delivery, just $10 Dr. co-pays. We have a good bit of money invested in case of emergencies but currently only save about 1-2% of our income, and have about 30K in debt including one car, credit cards and student loans. However, there is something telling me that we should wait until my husband finishes school, he is just going to school for a backup plan, the job he has now has very good advancement opportunities and he plans to stay there. I have my life together, am happily married but feel like I'm missing something in my life, like a baby. Thanks for your input! Individual Dental Insurance Plan

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How is it possible that while serving a time in prison a convict receives health/dental care, can obtain a Bachelor's degree!!!, has the right to get married etc....I struggle with three crappy jobs, struggle to pay for my health insurance, don't have dental and am paying off a ridiculous student loan with no degree to show for it because I couldn't afford to stay in school. What does this say about our country? My point is that WHY do they have these opportunities/benefits when their victims/families DO NOT. Why should they get a chance at rehabilitation? Individual Dental Insurance Plan

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I have a tooth that is hurtin me, a bottom left molar. The company i work for ended our health and dental insurance last year so i dont have any of that. I would really like to get the tooth pulled, so what i was wondering is....can you get a crown where the tooth was pulled later??? Like can they do it like they do with root canals still? How much would just a single tooth being pulled cost? ballpark numbers are cool. thanks. Individual Dental Insurance Plan

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My husband is encouraging me to go to get dental insurance. I want to wait until I really need it. Are my teeth bad? http://www.enexus.com/gumdisease/graphics/Gums4.jpg Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I have no dental insurance and can't afford to see a dentist. My wisdom tooth on the top is rotting out but its doing it from the top down and the exposed nerve is causing pain. Please help Individual Dental Insurance Plan

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i dont have money to pay for my tooth to get pull.where can i get help Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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The dentist always tells me I need braces.My jaw has been popping/cracking a lot lately.Do braces fix this?I asked my mom about getting braces,but shes says"You'll get them when you're 16 and can pay for them yourself!" I pay for everything by myself!Can't my parents just pay for braces?She says that we don;t have enough money,but she's gonna buy a $3,000 popup that we don't need!Where can I get braces cheap w/o dental insurance?I'm 14.I'm so self conscious about my teeth! Individual Dental Insurance Plan

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I am trying to bill a incision and drainage code 7510..insurance company needs a narrative HELP !!! Individual Dental Insurance Plan

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My brother is 19 and he has no medical insurance and he needs to see a dentist extremely bad, he has decaying teeth and loads of cavities but he is not able to afford a dentist or anything. He does have a job but it would not be able to cover any of his dental problems. Is there any Health Insurance that would be great for him? So that he would only have to pay little or none getting his teeth fixed? Individual Dental Insurance Plan

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We recently moved to Az my husbands job does not have very good dental before we moved we discovered that I am going to need overbite surgery-its causing alot of problems - headaches,earpain,swore jaw, but to make a long story short , I am having trouble finding a individual dental insurance here that doesn't have an annual maxium of more than a $1000 and that covers overbite correction. Individual Dental Insurance Plan

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I currently work at a pain clinic making good money and get health and dental insurance. I drive 1 hr and 40 min. on Monday and they put me in a hotel room on Mon. and Tues night. After I'm done on Wednesday I'm done for the week (total of 24 hours). I've been offered a job at VA hospital (40 hours week/5 days week) for a little more money but of course the benefits and security are better and it's in my own town. Plus of course you retire in 20 years with a government job. What would you do? Any other health care people with an opinion? Individual Dental Insurance Plan

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okay, my roomate came to me pretty hysterical last night, & I'm the only person he has told thim to. his teeth are rotting, the top teeth in the very back. on 1 side, almost the whole tooth is rotted out, and the tooth in front of is is almost halfway rotted. on the other side, almost the whole last tooth is rotted. he said there have been numerous occasions where he was eating, and pieces of those teeth just fell out... he does not have any insurance, and cannot pay for dental. I told him there are colleges that students do work for cheap... but we have no idea how to even go about doing that, or if that is even affordable. does anyone have any suggestions ??? he brushes his teeth 2 times a day. I've lived with him for 5 years now, so I've always noticed that. he doesnt eat a lot of sweets either. I think maybe growing up he didnt brush as much as he should have. his teeth are very white & straight. Individual Dental Insurance Plan

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I have no dental insurance and my dentist referred me to a oral surgeon who I cant afford to surgically remove my impacted wisdom tooth. The other one he pulled came out really easy. I hear good things about the dental work just over the boarder. I live within a few hundred miles of the boarder in Texas. Others are telling me I'm crazy but I'm also broke and need to get this done before the skin grows over it. Anyone out there have a good or bad experience to tell me about??? Individual Dental Insurance Plan

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On Friday I, asked my husband for gas money so i could get to work. He had nothing but came in with 2 six packs of beer. He told me it was none of bmy business where the money came from. I became upset and threw out 1 of his beers . He picked up a chair and came at me but came to his senses after our 4 year old hollered out. 3 years of marriage, lots invested,told me he wants a divorce, has not spoken to me since Saturday. I have another house, but He works for my business, Is driving my truck, I have his medical, dental, and vision plan, I pay all the utilities and the car insurance. His vehicle is down and needs a motor. He says he does not need me and does not want to see my face or hear my voice. Would you go back to your other home? I may be willing to give him another chance if he comes to his senses BEFORE I leave the house. He had a revolving door with his last marriage ( and plenty of affairs) and I WILL NOT continue that pattern. Individual Dental Insurance Plan

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Hi, I posted a question yesterday about my dental pain. I have been having severe pain in my teeth (one of the front few) since Wednesday. Touching or any contact hurts like hell and it keeps hurting even when there is no activity on that teeth. I managed to meet a dentist on Friday morning and he took an xray and let me know that the infection was at the tip of the root. The teeth is not decayed and I have never had any dental problems till date. He gave me antibiotics (amoxycillin) and pain killers. I have taken 5 dosages of the antibiotics now and the pain hasnt reduced. There also seems to be some kind of a swelling in the gum below the teeth and the teeth appears to have moved off from the gum. What should I do if the pain and infection does not reduce by Monday? Should I go to another dentist? I dont have a dental insurance so can you tell me how much this procedure will cost? Can i have my teeth extracted? When do the antibiotics normally take effect? Please please please advice! I am in severe pain... Individual Dental Insurance Plan

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I need major dental work done and am 34 weeks pregnant. I went a couple weeks ago for a cleaning and to see what all needs done. I have 4 appointments booked...2 before the baby and 2 within the 6 weeks after (I won't have have insurance after that). I know at least one tooth needs pulled, which they're doing after the baby comes, and I am afraid to even know what else exactly. None of it was an emergency until yesterday morning and I started having a horrendous toothache. It hurts so bad I don't even know which tooth it is or if it's on the top or bottom...the pain is so much. What can they do (or not do) to help? There is no way I can deal with this pain another 6 weeks! Tylonol doesn't do much and orajel is a joke lol. I am going to call first thing Monday morning to see if they can squeeze me in for an emergency appt. but am scared I will be told to just deal with it. Ugh...anyone know what they might be able to do? Individual Dental Insurance Plan

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I have a temp. crown on tooth #20. I haven't had a chance to go get the perm. crown put on. I got a root canal back in April. My dental coverage from the state got cut off on the 15th. I still get medical coverage. I woke up today & my tooth is killing me right around the area of the crown. What should I do? Should I go to the ER? If so, what will they do? Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, But ,Why is she still here? My name is the only name on this house even though we were married. her name is the only name on her house before we got married. Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, She owns the security company and made me the manger-can she do anything to me? I do the work she doesn't. She only does admin stuff. But i don't need her to do any admin stuff now. But ,Why is she still living here when she has another house she can go to? Individual Dental Insurance Plan

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I am 23 and I am getting ready for dental school interviews. :) I am flying to arizona, penn, ny, florida and many more. basically all around the states. I need an advice on getting car rentals for affordable price. I went to all the websites and found where has the cheapest rates. However, I would suspect there can be hidden charges and many websites do not disclose age penalty. It totally sucks... And about insurance, I have my own car insurance, do I still have to get the other car insured? Or is there any way I can put something on my insurance to have them cover the rented car? It sucks to be 23!! Please help! Individual Dental Insurance Plan

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Ok, I'm really hoping someone can help me with this one. To start, I haven't been to a dentist since I was like 18 and i'm 25 now. I've been through multiple pregnancy's which as you know affects your teeth tremendously b/c it takes out calcium. I can hardly eat most foods b/c I'm mostly in pain everyday and also scared of my teeth chipping more or worse falling out. I haven't been since 18 b/c that's when my insurance stopped. This is really affecting my everyday life and I'm afraid for my health b/c bad teeth can cause heart attacks and stroke. And not to mention is doing a number on my self esteem, I'm scared to smile. I'm pretty sure that i'll just have to get all of them extracted and get dentures, but when I look into it, the prices are way out of my budget. Does anybody know what I can do? And also it's not that I don't want to spend the money, I don't have much money to spend Individual Dental Insurance Plan

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is there a long wait for treatment and appointments? does the NHS pay for braces for crooked teeth? our dental insurance in America is very poor on dental care. thanks :) abbeysam: i'm not looking for treatment, just curious about a national health system since so many here in the US are pushing for it. doesn't the expense of NHS come out of your own pocket via taxes? Individual Dental Insurance Plan

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My teenage son had sealants applied to his molars when he was quite young. I don't remember his age, but I believe it was around 8-9 years old. His last dental check up (we changed dentists due to insurance reasons), we were informed his sealants had come off so we had them re-applied. That was 6 months ago and today during his routine cleaning, I was informed his sealants were gone and needed to be re-done - AGAIN! His diet hasn't changed and he takes good care of his teeth. 1. How long do sealants traditionally last? 2. How can I tell if the sealants are gone because they did a poor job applying them? My insurance only covers 1 application of sealants, which were done years ago. The ones set 6 months ago came out of my pocket, and now it looks as though I'm going to have to pay again! Individual Dental Insurance Plan

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My husband and I have worked at the same corporation for the past 11 years. Our health/dental insurance is in my name since I make slightly more than him. I am thinking of quitting since childcare is becoming unaffordable and it make more sense for me to stay home with our child. My concern is health insurance coverage. How long would it take for the insurance to transfer into my husband’s name? I don’t want to be without it in case anyone of us becomes sick. It would be hard for me to speak to someone in our Benefits department since a buzz would start with my question and I haven't made any real decisions yet. Any information out there? We can edit/change our insurance options in Novemeber for the next year. Would I have to wait that long to get our insurance in his name? Individual Dental Insurance Plan

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So just my front two teeth are crooked slightly, the rest of my teeth are straight. I doubt I'd have to get braces for just two teeth? What WOULD I have to get? Would any alternatives to braces be too hard on my teeth? Or would they be as safe as braces? How much would the alternative cost with dental insurance? thanks! Individual Dental Insurance Plan

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I don't have insurance at my workplace so I am in need of dental work and vision pretty soon here. I'd like to beat it to the punch before it becomes an emergency if I could. Can anyone point me to the right direction? Individual Dental Insurance Plan

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I was recently laid off due to financial hardships of the company. The employer did not pay me out in full when I left. My termination was effective Aug. 1st and in my Notice of Release it said I would be paid in full through the month of August and my health, vision, and dental would go through September 30th. They are paying me according to normal payroll and at the end of August will cash out my vacation and sick time. Does this seem right? Also, I just got a letter in the mail today from my health insurance saying my plan has been terminated as of Sept. 1st. My employer specified in writing I would be covered through September. What are my rights here? Individual Dental Insurance Plan

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Someone please tell me if my calculated assumptions are correct. My insurance (primary) covers 70% with no deductible. My husband's insurance covers 90% after a $150/yr deductible. Which scenario, if any, is correct? A) The claim is $300. The primary insurance pays $210 (70%). That covers both the deductible and the 10% I'm responsible for with the secondary insurance, so the secondary insurance pays the balance of the claim, and I pay nothing. B) The claim is $300. The primary insurance pays $210 (70%), leaving a balance of $90. I pay the $90 out of my own pocket and it is considered a portion of my yearly deductible for the secondary insurance. Or am I completely off? PS - These are dental plans. Thank you! Individual Dental Insurance Plan

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About 3 months ago I went to the dentist for the first time in about 7 years because I had been having horrible jaw pain and figured I had a bad tooth. Turns out, it was my wisdom teeth, which were fully impacted and developing cysts around them and deteriorating my jaw bone. My dentist told me I needed to get them out ASAP, and referred me to a maxillo facial surgeon. I called my insurance company first to make sure it was covered, they told me I would have to pay a $300 deductable and they cover the rest. So I went, had my teeth removed and went through the week of excrutiating recovery. 3 weeks later, I get a letter from my insurance company saying that it in fact will NOT pay for my wisdom teeth removal because it does not cover procedures done on NORMAL, HEALTHY, FUNCTIONING teeth (I do not understand how they were normal or functioning, but oh well) and that I owe this surgeon $1598. What went wrong and is there anything I can do about it? Who do I call? Thanks Individual Dental Insurance Plan

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Okay so you have dental insurance and they chose a specific office for you. You're waiting for the orthodontist to come in examine you and all that jazz. He comes in, you introduce yourself, "Hi! Nice to meet you." He gives this total bad attitude. His exact words are, "Oh... hi." Sounds like he's miserable to meet you. So moving on... he starts the examination. You, as a patient don't know ANYTHING about braces so you ask him questions..how long would it take? prices? what kinds of braces do they have? those kinds of questions. Every time you ask him a question he gives you this look like you're stupid. He's like "DUH?!" like I'm supposed to know the answer and completely ignores some of your questions. Keep rolling his eyes at any questions you ask. What would you do? Would you get your braces at his office? And deal with his possible attitude problem every time you went in for an appointment? Would you change to a different orthodontist? I say I would NOT get them at his office! Why would someone want to deal with a mean grumpy old man who obviously doesn't want you as a patient for however long it takes to finish treatment? My friends says she would just get them there because that's where the insurance told her to go. You're going to pay out your ass for braces, you shouldn't have to deal with people who have bad attitudes. What do you think? LOL wow sorry it's so long. I'm just pissed off about this. LOL Individual Dental Insurance Plan

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I had my first root canal worked on yesterday. The dentist wants me to come back in to have a crown put on the tooth when I am ready. My question is, do you have to get the crown put on, or will the filling be alright with out it? The reason I ask is because I've been told that the crown is pretty expensive, and my insurance is already almost maxed out for the year because of the work I've been having done. If I don't have to have the crown put on I would rather not, but if the tooth is going to be damaged further without the crown, then I will suck it up and get it done. I am frustrated with dental work at the moment because I do everything I am supposed to to take care of my teeth, yet I still have problems! Any help or advice would be appreciated. That is exactly the help I was looking for. As this is my first root canal I was unsure if it was something that had to be done. The tooth is two teeth away from my left wisdom tooth on the bottom. I will definately figure something out with the dentist's office to get the crown taken care of. I don't need or want anymore issues with my teeth!! Thank you very, very much for your help!! It is greatly appreciated! As I said before, my teeth have not been neglected. I have taken care of my teeth my entire life. Both of my parents have always had bad teeth and due to a floride defeceny that runs in the family, I was blessed with not so great teeth as well. If my insurance is maxed out for the year then the rest of the dental work comes directly out of my pocket , and while I may have a great job and good pay, I also have bills to pay and a family to feed and would prefer to be able to pay my bills and mortgage for the rest of the year as well! Individual Dental Insurance Plan

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So my whole family's dental health is pretty good, my mom never gets cavities, and I've only gotten one when I was 5. I brush 2 times a day for more than 2 minutes, and floss every night. I also rinse my mouth after meals. I went to the dentist today morning, and I found out that I had 3 cavities! I was surprised because I always brush and I don't know how it happened. Anyways, after I got home, my mom started FREAKING OUT, I mean, really freaking out. She yelled at me, and told me I had to brush my teeth for 5 minutes after every meal and snack. She also yelled that by the time I'm 20 I won't have any teeth left, and will have to wear dentures. I'm sure it's not that extreme. My mom said that she can't afford to be paying hundreds of dollars every year on my teeth, and said that I had to pay for it from my own savings. I was extremely upset at this because I earned almost all of my money myself.I used to deliver newspapers 2 times a week, and now I babysit for my mom's friends and my relatives and stuff. The only free money I got was 20 dollars from my grandma on my birthday once. That means that almost all of my money will be gone, so all my hard work will be gone. I know that it's sortive my fault I got so many cavities, but what really bothers me is that I think that insurance should take care of this sort of thing, but I'm not sure. I haven't talked to my mom since because I'm scared she's going to get mad and yell again. I really don't think it's fair that I should have to pay for it myself with my money, but I guess it's my problem... i'm really confused... More than 2 minutes each time I mean Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I have no dental insurance and can't afford to see a dentist. My wisdom tooth on the top is rotting out but its doing it from the top down and the exposed nerve is causing pain. Please help Individual Dental Insurance Plan

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I have no dental insurance and can't afford to see a dentist. My wisdom tooth on the top is rotting out but its doing it from the top down and the exposed nerve is causing pain. Please help Individual Dental Insurance Plan

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I have no dental insurance and can't afford to see a dentist. My wisdom tooth on the top is rotting out but its doing it from the top down and the exposed nerve is causing pain. Please help Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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Does anyone else out there with Scoliosis have an Asymmetric Jaw? Has anyone had successful Maxifacial Surgery? It has always been an esthetic issue with me but developed into painful TMJ. When I try to get help it is considered a dental issue and my health insurance will not cover it, the dentist wants to use expensive bite plates, but it's obvious to me that my jaw is malformed. The dentists will say "oh, you don't want surgery". I would be interested in hearing from anyone who has had Maxifacial surgery and any referrals near Albany, NY or Myrtle Beach, SC. And I would love to know if there is anyone else out there who also thinks it's related to their Scoliosis. I would like to know if their health insurance covered jaw surgery too. Thanks. Individual Dental Insurance Plan

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Does anyone else out there with Scoliosis have an Asymmetric Jaw? Has anyone had successful Maxifacial Surgery? It has always been an esthetic issue with me but developed into painful TMJ. When I try to get help it is considered a dental issue and my health insurance will not cover it, the dentist wants to use expensive bite plates, but it's obvious to me that my jaw is malformed. The dentists will say "oh, you don't want surgery". I would be interested in hearing from anyone who has had Maxifacial surgery and any referrals near Albany, NY or Myrtle Beach, SC. And I would love to know if there is anyone else out there who also thinks it's related to their Scoliosis. I would like to know if their health insurance covered jaw surgery too. Thanks. Individual Dental Insurance Plan

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I'm a college student who just recently got dental insurance, and I need braces. What steps would I have to go through to get them. Should I contact the orthodontist first, or go to a random dentist or what? Thanks in advance! Individual Dental Insurance Plan

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I'm a college student who just recently got dental insurance, and I need braces. What steps would I have to go through to get them. Should I contact the orthodontist first, or go to a random dentist or what? Thanks in advance! Individual Dental Insurance Plan

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how long do you have to work for Starbucks, before you can get dental insurance? i wanted to get braces, i also wanted to work part-time till i can get the braces please tell me how long and if they give dental insurance(include braces)to part-time employees(sat-sun)thanks. Individual Dental Insurance Plan

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i need to have dental work done, but no insurance. Individual Dental Insurance Plan

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This goes along with the question I asked yesterday. I am a 28 year old who was just told that I really need braces for bite issues that will only get worse without them! As I said in my other question, my husband got very upset when I told him the cost and insisted I not get them here but in his hometown in Mexico. Anyway, I am a health care worker at a hospital and I have a very good dental insurance plan but, they revise every year and unless you change your coverage they only send you a letter saying you are covered under dental. Nothing in detail about the plan unless you decided to change it that year. I kept my coverage that I had last year because it has always been just fine. Well at the Orthodontist office they informed me that my insurance no longer covered adult orthodontics, only children. Now they went up on all the regular dentist benefits and pay 80% of almost all dental procedures, and cover yearly cleanings and, exams and, any x-rays you might need at these appointments. They also cover 50% of things like extractions, root canals and, crowns. All this makes it worth keeping my insurance but, I was wondering if anyone knows of a company that offers insurance that will cover adult orthodontics and at least some of the cost of my braces? I live in South Carolina if that makes a difference. Please any answers would be a big help! http://answers.yahoo.com/question/index;_ylt=AjDySe5M7z8MMkpBbVUVaebsy6IX;_ylv=3?qid=20080818144236AA0uqVy This is the link to my other question asked yesterday. Upstate, and the total cost of my braces is going to be $6,677.00! My 10 year old is also going to have them once all her baby teeth fall out and she has to have 2 oral surgical implants and my ins. will pay $2,500.00 of hers! Individual Dental Insurance Plan

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I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and prescription coverage. This would be coverage only for my 5 year old daughter. She did not want a social security number and said they do not do medical background checks. She said the name of the company was HealthChoice. She also said I could keep my current doctor because they were a nationwide PPO. This all sounds too good to be true. Has anyone ever heard of this company and if so what reviews do you have about it? Any info is greatly appreciated. They phone number that came up on my caller id is 954-970-0393. She also gave me a number to call her back if I decided to go with her company (because I was very skeptical) 877-215-2071 ext. 416. I also asked for a brochure and she stated that she could not send me a brochure because it is a group offer and had to be done over the phone. Individual Dental Insurance Plan

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I have no dental insurance and can't afford to see a dentist. My wisdom tooth on the top is rotting out but its doing it from the top down and the exposed nerve is causing pain. Please help Individual Dental Insurance Plan

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i do not have much money and i cant apply for medicaid because they turn me down. i need dental insurance and fast. BUT i can afford a high priced insurance. I also would like MY copay to be sort of low as i will need extractions, fillings, cleanings, caps, and crowns...I went to the dentist and they said for just my one tooth it will cost $4000 to fix. I obviously can not afford that... I need to know an affordable dental plan for Pennsylvania that has a low copay for myself....thank u in advance Individual Dental Insurance Plan

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Recently, I've had some bad experiences with dentists that I felt were trying to get me to receive treatment and services that I either don't really need or want. Several of these treatments or services that I was encouraged to receive are not covered by my dental insurance. For example, on a recent visit I was given an oral cancer screening that cost me $65. This wasn't covered by insurance. When I signed the paper work at the beginning of the visit, the consent form for this screening was mixed in with the other paper work. Why didn't they inform me this wasn't covered. My intuitive sense is that these dentist offices are more about the bottom line and making a profit instead of good dental health for patients. Honestly, it is like going to a garage and being ripped off. I've talked to several colleagues and friends and they are being pressured just as I have to have "deep cleaning," night guards, braces(they are in their 30's and 40's), chemo thrap, etc. My question is how do I find a dentist who is not trying to rip me off but has my dental health as one of his/her top priorities? Individual Dental Insurance Plan

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He pays the mortgage and has almost 250.00 a week for his self. I pay for pretty much everything else! utilities, car payment, Medical insurance, dental, car insurance, home insurance, food, stuff for the kids, cell phones and groceries. Plus we have two loans i pay on. Sometimes I only can pay a little on each bill because I can't pay them in full. He is always broke...I don't know what to do. Individual Dental Insurance Plan

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I'm currently looking into going to Cosmetology school at the Aveda Institute. I currently have a job that pays 70 percent of my health insurance and i have dental also. I know it is hard to get affordable health insurance these days and I'm hoping some salons offer it. Individual Dental Insurance Plan

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If the court orders that I pay a certain amount in child support and that both the petitioner and respondent each pay 50% of all unreimbursed medical, dental and orthodontia expenses incurred on behalf of the minor, does that mean that we are both responsible for half of the health and dental insurance? Individual Dental Insurance Plan

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short and sweet..here's the deal...I have major dntal issues. several of my teeth are damaged (chipped, broken, ect.) and I need dental care. I dont have insurance and I cant go On my mom's insurance. I am a student. It doesnt hurt, but it looks very bad..almost to the point that I cant smile..what can I do..Please Help..no stupidity please.. Individual Dental Insurance Plan

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The dentist always tells me I need braces.My jaw has been popping/cracking a lot lately.Do braces fix this?I asked my mom about getting braces,but shes says"You'll get them when you're 16 and can pay for them yourself!" I pay for everything by myself!Can't my parents just pay for braces?She says that we don;t have enough money,but she's gonna buy a $3,000 popup that we don't need!Where can I get braces cheap w/o dental insurance?I'm 14.I'm so self conscious about my teeth! Individual Dental Insurance Plan

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My brother is 19 and he has no medical insurance and he needs to see a dentist extremely bad, he has decaying teeth and loads of cavities but he is not able to afford a dentist or anything. He does have a job but it would not be able to cover any of his dental problems. Is there any Health Insurance that would be great for him? So that he would only have to pay little or none getting his teeth fixed? Individual Dental Insurance Plan

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We recently moved to Az my husbands job does not have very good dental before we moved we discovered that I am going to need overbite surgery-its causing alot of problems - headaches,earpain,swore jaw, but to make a long story short , I am having trouble finding a individual dental insurance here that doesn't have an annual maxium of more than a $1000 and that covers overbite correction. Individual Dental Insurance Plan

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I currently work at a pain clinic making good money and get health and dental insurance. I drive 1 hr and 40 min. on Monday and they put me in a hotel room on Mon. and Tues night. After I'm done on Wednesday I'm done for the week (total of 24 hours). I've been offered a job at VA hospital (40 hours week/5 days week) for a little more money but of course the benefits and security are better and it's in my own town. Plus of course you retire in 20 years with a government job. What would you do? Any other health care people with an opinion? Individual Dental Insurance Plan

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okay, my roomate came to me pretty hysterical last night, & I'm the only person he has told thim to. his teeth are rotting, the top teeth in the very back. on 1 side, almost the whole tooth is rotted out, and the tooth in front of is is almost halfway rotted. on the other side, almost the whole last tooth is rotted. he said there have been numerous occasions where he was eating, and pieces of those teeth just fell out... he does not have any insurance, and cannot pay for dental. I told him there are colleges that students do work for cheap... but we have no idea how to even go about doing that, or if that is even affordable. does anyone have any suggestions ??? he brushes his teeth 2 times a day. I've lived with him for 5 years now, so I've always noticed that. he doesnt eat a lot of sweets either. I think maybe growing up he didnt brush as much as he should have. his teeth are very white & straight. Individual Dental Insurance Plan

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I have no dental insurance and my dentist referred me to a oral surgeon who I cant afford to surgically remove my impacted wisdom tooth. The other one he pulled came out really easy. I hear good things about the dental work just over the boarder. I live within a few hundred miles of the boarder in Texas. Others are telling me I'm crazy but I'm also broke and need to get this done before the skin grows over it. Anyone out there have a good or bad experience to tell me about??? Individual Dental Insurance Plan

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I'm trying to find a way to get help of finding dentists that will pull all of my teeth at once that will except the insurance that I have. The only insurance I have is Medicaid. Individual Dental Insurance Plan

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Would it be ok to take doxycycline for an infected wisdom tooth? I went to the dentist on Thursday and he gave me some mouth rinse to use...it seems to have helped a bit. The actual area around my tooth is a bit better-less red and painful, but still a bit swollen. But I noticed a couple nights ago that it is now really red back behind the infected tooth-like towards my throat, but not quite in my throat. It doesn't really hurt, maybe burns a bit, but nothing too bad. I thought maybe the infection had spread to that tissue possibly. The thing is, I don't have dental insurance and i really can't afford to go back to the dentist just to ask him this. I had some doxycycline left over from an illness a few months ago. About a weeks worth. Is it ok if I take it to see if it clears up this red area? I already took one last night after reading that the infection can spread to the throat and it can be very serious. I will also be having my wisdom teeth out in a couple weeks by an oral surgeon, do I need to tell him I took the doxycycline for this? I apologize for this not being in the dental section, but I never get any help there. Thanks. Individual Dental Insurance Plan

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By the end of this year (2008), I will make $19,000. How much will I expect from my tax refund? I live in Massachsetts and pay medical and dental insurance. Thanks! Individual Dental Insurance Plan

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We have been married 3 years. She had 3 teen boys when we married. 1 is in college(19),1 about to leave for the military(18),Our daughter(4) and her 17 lives with us. We moved into our new home last year with my name only on the mortgage. Her credit was bad. Her 18 year old was disobedient when we moved and I tried to whip him we got into a fight. He has apologized and has been home 5 times since. Weds, He nor my wife told me he was coming and I am furious that he did not ask my permission 1st. On Friday my wife asked gas money and I didn't give her nothing. I borrowed money from her 19 year old son and bought me some beer. She came in furious because I bought beer and didn't give her money. I would not tell her where I got the money because it was not her business.She threw 1 of my beers out the door. I picked up a chair to hit her but changed my mind because my daughter was in the room. She always puts her children first and then me. I told her I want a divorce , don't need her, don't want to see nor talk to her. She still has her 6 bedroom house that is now vacant, but told me she is not going anywhere and will fight me for this one that has 5 acres. I am driving her truck because my car died, but my money helped pay for repairs. She carries my medical, dental, vision, and car insurance and pays utilities. I pay bills just like her because we have lots of animals. She has not said a word to me for 6 days now and has moved upstairs. I gave her my ring back, and I have been talking to her paster about my anger, But ,Why is she still here? Individual Dental Insurance Plan

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My bf, 30, and I, 29, are looking for place to live together. I am afraid that the biggest problem will be our different view of spending money. His after tax income is about $3400 per month, mine is $1800. When I do shopping I want to save money, by using coupons or getting stuff on sale. But he doesn't like stuff on sale. He often says he has expensive taste and always get organic food, like $4.50 for half a galon of milk, $2 for one serving of yogurt. One time grocery shopping for the weekend can easily cost $100. Also, one time he bought some movie tickets but one friend didn't show up at the theater, he didn't bother to return the ticket to the box office. His health insurance doesn't have dental plan so he's spent about $10K on his teeth problems this past year, but he didn't bother to get a dental plan-the premium can't be 1K/month, right? Things like that make me think that he doesn't want to think about future. So, what's the best way to handle financial or spending when bf/gf live together? Or we shouldn't live together at all? Individual Dental Insurance Plan

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I have horrible teeth and am finally seeing a dentist, after several years of no insurance.... I met somebody once, who worked for a dental group, who gave me a frightening statistic: that "250,000 people die every year undergoing dental procedures". Is that acurate? Im really concerned. Ive got tons and tons of dental damage, and i have heart problems, that i take medication for. Should i be concerned about dying while having my dental work done???!!! Individual Dental Insurance Plan

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I am a stay home mother and my husbands income is our only income and I have maxed out my dental insurance Individual Dental Insurance Plan

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ok, i really want to get my braces on but we dont have insurance and they cost 4200 but we have to put down 900 first then 142 a month... so does anyone have a free dental insurance link that they can send me?? i will give 10 points!!!!!! Individual Dental Insurance Plan

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Two teeth in my mouth have cracked over the last year and I am without dental insurance. I need to have alot of work done, however i am also a college student with many expenses, I have heard of people dying because of an infected tooth, the pain can be very severe and at times I do feel tired when i shouldnt or shooting pains in my temples.I have always had minor aches and pains, but could my life be in danger because of the teeth? Please. Individual Dental Insurance Plan

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Like I said I'm 23, my husband is 26. We've been married for almost 2.5 years; we have a nice home (with a mortgage of course). I graduated with a Bachelor's degree in May and my husband just started community college full time, his LPN degree should take 2 years. I have a fulltime very flexible good paying job and my husband has a decent part-time (32 hrs) job that has insanely good benefits, zero deductible insurance, dental, vision, life insurance...etc. So we wouldn't have to pay basically anything for delivery, just $10 Dr. co-pays. We have a good bit of money invested in case of emergencies but currently only save about 1-2% of our income, and have about 30K in debt including one car, credit cards and student loans. However, there is something telling me that we should wait until my husband finishes school, he is just going to school for a backup plan, the job he has now has very good advancement opportunities and he plans to stay there. I have my life together, am happily married but feel like I'm missing something in my life, like a baby. Thanks for your input! Individual Dental Insurance Plan

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On Friday I, asked my husband for gas money so i could get to work. He had nothing but came in with 2 six packs of beer. He told me it was none of bmy business where the money came from. I became upset and threw out 1 of his beers . He picked up a chair and came at me but came to his senses after our 4 year old hollered out. 3 years of marriage, lots invested,told me he wants a divorce, has not spoken to me since Saturday. I have another house, but He works for my business, Is driving my truck, I have his medical, dental, and vision plan, I pay all the utilities and the car insurance. His vehicle is down and needs a motor. He says he does not need me and does not want to see my face or hear my voice. Would you go back to your other home? I may be willing to give him another chance if he comes to his senses BEFORE I leave the house. He had a revolving door with his last marriage ( and plenty of affairs) and I WILL NOT continue that pattern. Individual Dental Insurance Plan

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People who have medicare pay over $100 per month for the premium. Since not very much is covered, they often get a 'supplemental' insurance program. ANOTHER $100. Medicare doesn't cover ANY dental ( even dentures! ) care. Medicare doesn't cover prescriptions or very much medical equipment. (Part D is a crock - you pay another premium for that, and then it still doesn't cover all your meds - and then you LOSE your coverage for a period of time). and even after all that, you still have to pay your 20% because it's a PPO 80/20 at best. So people who think just cover everyone by extending the Medicare program are thinking out their arses. People who could NOW be spending $300 + per month on private insurance premiums (which often isn't less than insurance thru employers) would rather spend that money on fancy shoes/latest clothes ($100+), cel phones ($100+), cable tv ($75.+), cds ($???), video games ($????), eating at fast food etc ($200+ per mo easy), etc etc that they now consider a NECESSARY part of life, like electricity, food and rent. The myth of unaffordable health insurance is just that - a myth. It is, rather, a question of skewed priorities. The myth of 47 million w/o health insurance is a myth. Illegal aliens are included in that number. Individual Dental Insurance Plan

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My husband and I have been married for 11 years. During this time my husband worked, maybe 2 years total. I