Fillings, x-rays and simple extractions are actually covered during
the first year and with no waiting periods! The benefit is 50% the
first year, 65% the second year and 80% the third year.
Additional benefits include those for oral surgery, endodontics,
crowns, bridges. etc.
You have benefits for preventive dentistry after the first year
of coverage. In the second year the policy pays 100%. Preventive
dentistry includes routine exams, the cleaning of your teeth and
topical application of flouride for children up to their 16th birthday.
In the first year you will have coverage for all typical x-rays
including panoramic and bite-wings and simple extractions after
a short waiting period. You will be reimbursed at the rate of 60%
for the above items which represents a pretty decent savings for
Additional benefits include coverage for bridges, crowns, endodontics,
dentures, oral surgery and other Type 3 Dental Benefits.
Your routine exams and cleaning of your teeth are covered at 100%
during the second year so you'll be expected to cover these very
basic and routine expenses yourself at first.
Yet another great insurance offering from Delta Dental which includes
benefits for diagnostic, preventive, major dental procedures and
If you have serious dental problems this may be an excellent option
for you with first year benefits covering restorative work such
as amalgam fillings, space maintainers, recementing crowns, root
canals and gum disease.
You also receive first year benefits of 80% on routine periodic
examinations with cleanings once every 6 months along with bitewing
and full mouth x-rays.