How to Pick the Right Dental Plan!
Many individual dental plans today cover only the basics such as teeth cleanings and some x-rays. However, many people need or want a plan that will also pay for such dental treatment as braces or whitening. For most people, they become their own individual dental plan as it becomes more cost effective to save for an uncovered procedure than to upgrade to a traditional dental plan that offers more coverage.
You will need to know if your dentist participates in the program. It does not really matter what the fees are for the plan if your dentist of choice is not on the list that they deal with. It is also a good idea to ask you dentist what dental plan he would recommend. He knows what you normally have done and how often, the dentist will also know what companies he participates in.
If you are having trouble finding a dental plan to suit your needs for the price you are willing to pay, speak with your dentist. Many dentists are willing to make payment arrangements with loyal clients.
Ask if they cover the types of procedures that you normally have performed by your dentist. If you are seeking a company with a plan to cover cleanings and fillings, it will be less expensive. Like wise, if you want to have fluoride and x-rays paid for by your individual dental plan, it will cost you a little more.
When you are searching for a dental plan, it is important to work with a reliable provider. The best way to ensure this is to ask them questions. You want a mailing address from them, not just a P.O. Box; this will ensure that you are dealing with a real company. You need to know if they have a phone number and what hours they can be reached. When you get this number, give them a call back and ask some basic questions, this will give you and idea as to the level of customer service that you can expect in the future.
HELP! Are dental discount plans all scams? If not, which ones are worthwhile to use and actually benefit me?
I am in need of some pretty major denatl work, however i have no insurance. I see these plans on the web specifically the ge wellness plan for dental only. the rates seem to be great but it also makes me question whether or not its too good to be true. they also list many dentists in my area with their addresses and phone numbers so it seems that it may be legit.. but im still weary.
anyone ever actually use one of these discount plans for dental and found it actually does it they claim?? i had a root canal done on another tooth last yer that i paid out of pocket and there is absolutely no way i can afford that again right now.
this is the website to sign up:
http://www.dentalplans.com/search/zipsummaryshortok.asp?zipcode=45324&NetworkPlanID=279&hpsel=&img=
please give me your advice! thanks.
forgot to mention*
ive tried to apply for care credit and i was rejected. and pretty much every dentist ive called around my area doesnt do payment plans now im desperate. this is my last resort
i got a dental plan from that web site i would reccomend it.
look up your area and it will give you a list of dentists offices, you can then call and ask your dentist what kind of discount you will be getting with that plan. Or call the 1800 number (thats what i did) and ask questions.
i had to have a root canal and it was origanally 900.00 and went down to about 685.00 and i only paid 135.00 for the discount plan for a year
and if you ever get insurance you can use both and save even more money!
HELP! Are dental discount plans all scams? If not, which ones are worthwhile to use and actually benefit me?
I am in need of some pretty major denatl work, however i have no insurance. I see these plans on the web specifically the ge wellness plan for dental only. the rates seem to be great but it also makes me question whether or not its too good to be true. they also list many dentists in my area with their addresses and phone numbers so it seems that it may be legit.. but im still weary.
anyone ever actually use one of these discount plans for dental and found it actually does it they claim?? i had a root canal done on another tooth last yer that i paid out of pocket and there is absolutely no way i can afford that again right now.
this is the website to sign up:
http://www.dentalplans.com/search/zipsummaryshortok.asp?zipcode=45324&NetworkPlanID=279&hpsel=&img=
please give me your advice! thanks.
forgot to mention* ive tried to apply for care credit and i was rejected. and pretty much every dentist ive called around my area doesnt do payment plans now im desperate. this is my last resort
I actually have the GE Dental plan and it is great. The dental plans company has negotiated with dentists, and you get the discounts automatically. There are no claim forms to fill out. Not all dentists participate, so you need to see which dentists participate in your area.
GE Wellness Plan?
I am looking for dental and vision insurance. The GE Wellness Plan doenst claim to be an insurance plan but a money saving plan. It givees the prices 109/year plus different amount for procedures. . . . .
Description:
http://www.dentalplans.com/search/zipsummaryshort.asp?zipcode=15217&NetworkPlanID=279
Does anyone use this? Good Deal or Bad?
I’m going to say bad deal. I pay about $20.00 a month for my dental plan through my job. The full premium is about 110.00 a month. I’m covered for all preventative services @ 100%… All charges for visits and xrays are covered @ 100%. Single tooth extraction is a copay of $40.00. Fillings are $10. $15. or $20. depending on which tooth…
Just my opinion. I work in health insurance, not dental…
good luck..
is this dental plan safe?
http://www.dentalplans.com/dentalplans/cignahome.asp?zipcode=76033
i need help about this info if anybody got dental plans does it work where i can use it right away for root canals?
and when they say about 137 a year is that just that much 137 a year not a monthly thing?
will this really work since my dentist said they take cigna insurence and this falls under the same catorgary and i even did search to see.
please i need help so i can know what i can get! i need teeth work soon
Help with DENTAL plan?
I have to get a dental plan what is the process of this?
I have choose one I think but I mean we have to pay 170.00 a month and then a payment for everything we get work on? Im confused here is the link…what r they saying…http://www.dentalplans.com/search/zipsummaryshortok.asp?zipcode=91764&NetworkPlanID=48&hpsel=&img=
Why dont you choose a better health plan…
here try this one on affordable dental plan in US…
http://www.newdentalchoice.com/DpLand2.asp
goodluck!