"You've just found access to dozens of real honest-to-God individual dental insurance plans & group dental insurance plans. Most people will qualify..."

You have just found the dental insurance jackpot. This is the place all of the people pushing dental discount plans don't want you to find.

We offer real dental insurance policies.

I am a licensed life and health agent and have been helping people with their insurance needs since 1988.

Straight up then. Get your quotes. No spam. Just plain ol' real Dental Insurance.

This comprehensive coverage gives to you the freedom to use any dentist you want to, and pays 100% of the amount allowed for preventive care after just a short elimination period.

The plan features high coinsurance levels, low deductibles, and a choice of calendar year maximums. In this way you have more of an ability to tailor the policy to what fits your needs best.

Zip Code 21237 - $42.89

With this indemnity type dental insurance plan you have coverage for both major and minor benefits.

You may always use the dentist of your choice and you also select your calendar year maximum. Orthodontia benefits for adults and children are included after a 12 month elimination period.

This plan provides the opportunity to reduce your out-of-pocket cost by using a network provider, yet you are always free to go to any dentist even if the dentist is not associated with the Americas PPO.

Routine examinations, cleanings of the teeth, and topical fluoride for children under 19 are covered after a three-month elimination period at the rate of 100% within the Ameritas network but even covered at the rate of 80% should you go to a dentist outside of the network.

There are no waiting periods or deductibles for Careington members.

Sample costs for comparison puposes. Periodic oral examinations are $14. For an adult the cleaning of the teeth costs $32. A filling can be as little as $43. Prices for crowns start at $458.00. Actual reduced prices will vary according to the dentist zip code. Check your actual benefits here.

Why did I choose these policies to recommend?

Dental insurance policies nearly always include elimination periods or waiting periods which frequently make them useless to the average consumer looking for a financial break on their dental expenses.

While these plans include variations on elimination and waiting periods, in every case these are reasonable exclusions which very likely make your purchase of any one of these insurance policies or the Careington reduced fee plan financially viable choices. Especially if you plan a long term relationship with the insurance company by keeping the policy for two or more years your savings will increase dramatically after the first year. Savings are significant in the first year but even greater in the following years of coverage.

The above sample monthly premium costs are subject to change without notice and do very according to your ZIP code.